Know what to do next with your money.
See your financial picture more clearly, understand what deserves your attention, and discover practical next steps designed to help you keep moving forward.
Your money changes. Your next move should too.
Knowing where your money went is useful. Knowing what to do next is better.
Finvy goes beyond organizing financial information. It helps turn what you can see into something you can understand, evaluate, and act on.
See
Bring your financial picture into clearer view.
Understand
Recognize what may deserve your attention.
Decide
Consider your options and choose what makes sense for you.
Act
Take the next step when you're ready.
A budget can show you where you are. Finvy helps you think about where to go next.
Bring the pieces together.
Connect your financial accounts and Finvy brings relevant parts of your financial picture into one place, so it's easier to see what's coming and what deserves attention.
- Your connected accounts, in one view
- Upcoming payments and when they're due
- Debts, balances and progress alongside them
Not everything needs your attention at once.
Finvy helps organize important financial information so you can better understand what may deserve attention now and what can wait.
- Interest rates (APR)
- Debt balances
- Paydown progress
- Upcoming obligations
- Financial timing
Clarity starts with knowing what matters.
Turn financial information into a clearer next step.
Approving a Finvy recommendation does not move your money. You complete the financial transaction through your financial account.
Finvy notices
Relevant financial information and timing can surface an opportunity.
Finvy explains
Understand the recommendation and potential implications presented within Finvy.
You decide
Consider the information and choose whether it fits your situation.
You act
When you decide to move forward, you complete the financial transaction through the appropriate account.
Finvy recommends. You decide. You take action.
Recommendations are information to help you decide. They aren't personalized financial advice, and results aren't guaranteed.
Questions happen. Ask Finvy.
Ask Finvy is built into Finvy Smart Budgeting, giving you another way to explore financial questions and make sense of the information in front of you.
Inside Finvy Smart Budgeting, you ask Finvy your questions through Finvy Coach.
Ask Finvy is a guide, not a financial, investment, tax or legal advisor, and it doesn't replace professional advice.
See your debt differently.
Bring balances, interest rates and progress into one view so you can better understand your debt picture and where opportunities may exist.
- Balances in one place
- APR visibility
- Paydown progress
- A clear payoff order
- Potential next steps
Give your money somewhere to go.
Financial progress isn't only about what you're paying down. Goals help connect today's decisions to what you're trying to build next.
Financial decisions are also about timing.
See what's approaching and when it's due, so you can understand your upcoming payments before deciding what to do with available money.
The right insight matters more when it arrives at the right time.
Your financial picture keeps moving. Finvy is designed to bring helpful insights forward at the moments they're most useful, so you can respond while it still makes a difference.
The Finvy Journey
- 1
Connect
- 2
See
- 3
Understand
- 4
Decide
- 5
Act
- 6
Progress
And when your financial picture changes, Finvy helps you understand what's next.
Your money. Your decision.
- Finvy can surface information and recommendations.
- You choose whether to act.
- Finvy does not move money or execute financial transactions on your behalf.
- When you act, you complete the transaction through the appropriate financial account.
Technology should give you clarity without taking away your control.
Financial wellness can meet people where they work.
Finvy Smart Budgeting can also be offered through employers as part of a broader financial wellness strategy.
A clearer next move starts here.
Finvy Pro
The Finvy Smart Budgeting experience.
$9.99per month
7 day free trial, then $9.99 per monthContinues to the Finvy Smart Budgeting app at finvysmartbudgeting.com.
What's included
- Your connected financial picture
- Debt visibility and a clear payoff order
- Goals
- Bill Calendar for upcoming payments
- Finvy recommendations
- Ask Finvy through Finvy Coach
- Timely financial insights
Your financial information deserves serious protection.
No money movement
Finvy does not move money or execute financial transactions on your behalf.
Your decision, every time
Recommendations are yours to consider. You choose whether to act.
Your institution, your transaction
When you choose to act, you complete the payment or transfer through your own financial institution.
Frequently asked questions
What is Finvy Smart Budgeting?
Finvy Smart Budgeting is a financial wellness experience that helps you see your financial picture more clearly, understand what may deserve your attention, and decide on practical next steps.
Is Finvy just a budgeting app?
No. Finvy Smart Budgeting is the product name, but budgeting is only part of the experience. Finvy also helps you understand your debt, goals and upcoming payments, brings recommendations and financial timing into view, and lets you ask questions through Finvy Coach.
Does Finvy move my money?
No. When you accept a Finvy recommendation, Finvy reflects the recommended amount against your connected deposit account. Finvy does not initiate the transfer. You complete the payment or transfer through your financial institution.
Does Finvy make payments for me?
No. Finvy can help you identify and accept a recommended financial move, but you complete the actual payment or transfer through your financial institution.
How do Finvy recommendations work?
Finvy considers the financial information available within your Finvy experience and can surface a suggested next financial move. You review the recommendation, decide whether it fits your situation, and choose whether to act. Recommendations are informational and don't guarantee outcomes.
What can I use Ask Finvy for?
Inside Finvy Smart Budgeting, you ask Finvy questions through Finvy Coach. You can use it to explore questions about the financial information available within your Finvy experience. Its answers are informational. Finvy Coach isn't a financial, investment, tax or legal advisor and doesn't replace professional advice.
Is Finvy only for people paying off debt?
No. Debt is an important part of Finvy, but Finvy Smart Budgeting also supports broader financial awareness, goals, upcoming obligations and everyday financial decisions.
How much does Finvy Pro cost?
Finvy Pro is $9.99 per month after the 7 day free trial.
Does Finvy offer a free trial?
Yes. Finvy Pro includes a 7 day free trial.
Can Finvy be offered through my employer?
Yes. Finvy Smart Budgeting can be offered as part of an employer financial wellness program.
You don't need to have everything figured out. You need a clear next move.
See your financial picture more clearly, understand what deserves your attention, and decide what comes next.
Finvy Pro starts with a 7 day free trial.