Financial wellness people can experience and organizations can measure.
Finvy gives organizations flexible ways to support financial wellness through intelligent financial guidance, experiential learning, financial readiness, focused decision practice, and meaningful program insight.
Finvy Smart Budgeting
For people's own finances
Finvy Life Simulator
Experiential financial learning
Life Simulator programs can include
- Financial Readiness
- Financial Labs
- Organizational Impact Reporting
Configured around your goals, audience and program.
One Finvy Ecosystem. Different Organizational Needs.
Every organization serves different people, priorities and financial wellness goals. Finvy brings together capabilities that can be configured around your organization's goals, audience and program.
Personal financial wellness
- Smart BudgetingFinancial wellness technology people use for their own finances, with debt and goal planning, bill timing, Ask Finvy and recommendations about what to consider next.
A Finvy application of its own.
Financial learning programs
- Life SimulatorA simulated financial life where participants make decisions and experience what follows.
- Financial ReadinessA check-in and follow-up that show where participants begin and what changes.
- Financial LabsEight focused experiences, each built around a specific financial decision or concept.
- Impact ReportingGroup-level insight into participation, Financial Readiness and Financial Labs.
Financial Readiness, Financial Labs and Impact Reporting are part of Life Simulator programs.
Start with the objective.
Begin with what your organization wants to accomplish. Finvy helps match that objective to the right experience.
- Ongoing personal financial wellness
- Smart BudgetingGive people a clearer view of their own finances and practical next moves.
- Experiential financial education
- Life SimulatorLet participants practice financial decisions and see what follows before real money is involved.
- Understanding financial readiness
- Financial ReadinessSee where a group begins and what changes between a check-in and a follow-up.
- Focused financial decision practice
- Financial LabsGive participants short, focused experiences around specific financial decisions.
- Understanding program progress
- Organizational Impact ReportingSee participation and observed change across your Life Simulator program.
Objectives can be combined. Financial Readiness, Financial Labs and Organizational Impact Reporting work within Life Simulator programs.
Bring financial wellness into the workplace.
Employers can offer Finvy Smart Budgeting as an employee financial wellness benefit, giving employees a clearer view of their own finances and practical next steps.
Finvy recommends. Each employee decides and completes any financial transaction themselves.
Explore Smart BudgetingWhat employees can do with Smart Budgeting
- Understand their own financial picture
- See their own debts and plan how to pay them down
- Set and follow their own goals
- Plan around upcoming bills
- Ask Finvy questions about their own finances
- Get smart recommendations about practical next moves
- Keep getting support as their finances change
Request a demo to talk through how an employer program is set up, including any privacy questions.
Turn financial education into financial experience.
Schools and districts can bring Finvy into middle school and high school programs, with experiences teachers can lead and results they can understand.
- Middle School
- High School
Middle School and High School share one Life Simulator experience, so a program can serve both.
Financial Readiness
A check-in and follow-up that show where students begin.
Life Simulator
Students build a simulated financial life and live it month by month.
Financial Labs
All eight Labs, for focused practice on specific decisions.
Facilitated delivery
Teachers lead the experience and see group-level results by class.
Organizational Impact Reporting
A program report that can be printed or saved as a PDF.
Prepare students for the financial decisions that come with independence.
The College and Emerging Adult experience lets students build a financial plan and see it projected month by month, from paying for college to a first year of work.
- Financial independence
- Plan for life on their own terms.
- Income and career transitions
- See how starting pay and a first job shape the plan.
- Obligations
- Weigh tuition, loans and everyday costs.
- Financial decision making
- Adjust the plan and see the projection change.
- Focused Financial Labs
- Practice specific decisions in all eight Labs.
- Financial Readiness and program insight
- A check-in, a follow-up and group-level results.
Student programs and any employee programs are arranged separately, based on what your institution needs.
Bring practical financial learning into the communities you serve.
Nonprofits, churches and community organizations can offer Finvy programs to the people they serve, configured around their audience and program goals.
- Nonprofits
- Churches
- Community organizations
- Youth programs
- Workforce development programs
- Youth programs can use the shared Middle and High School experience.
- Workforce and career programs can use the College and Emerging Adult experience, including its first year of work starting point.
Every program uses the same Finvy experiences, configured for the people it serves.
Build the experience around the goal.
Each Finvy capability serves a different purpose. The right combination depends on your organization, your audience and your program.
- UnderstandFinancial ReadinessSee where participants begin.
- ExperienceLife SimulatorPractice decisions in a simulated financial life.
- PracticeFinancial LabsFocus on specific financial decisions.
- ApplySmart BudgetingBring guidance to real financial decisions, where it fits the program.
- MeasureOrganizational Impact ReportingUnderstand participation and observed change in Life Simulator programs.
This is not a required sequence. Organizations choose the experiences that fit their goals.
Understand where participants begin and what changes over time.
Financial Readiness gives organizations a starting point and a way to see change. Organizations choose whether it is part of their Finvy program. When it is, new participants complete a Financial Readiness check-in before continuing into the experience.
- Check-in
- Before they begin, participants answer questions about what they know and how confident they feel.
- Follow-up
- After using the Life Simulator, participants complete a follow-up.
- Observed change
- Facilitators and organizations see group-level results and observed change, not a verdict on any one person.
Five readiness areas
- Money Management
- Debt & Credit
- Savings & Financial Resilience
- Financial Decision-Making
- Future Planning
Financial readiness is not a grade or a competition.
Observed change describes what was measured. It does not show that any single experience caused it.
Focused financial decisions. Applied learning.
Finvy Financial Labs are eight focused experiences, each built around a specific financial decision or concept. They are part of the Finvy Life Simulator, and all eight are available today.
- Each Lab places participants in a realistic situation, asks for decisions and explains what happened.
- Results show the skills participants demonstrated or are still practicing. Labs are not graded.
- Programs can include all eight Labs or a selection.
The eight Financial Labs
- Cash Flow & Spending Decisions
- Budget Building
- Debt Decisions
- Emergency Fund & Financial Shocks
- Credit & Borrowing
- Saving & Goal Planning
- Income & Career Decisions
- Investing & Long-Term Growth
Let participants experience the decision.
In the Finvy Life Simulator, participants make decisions about education, work, housing, transportation, spending and saving, then see what follows, using simulated money.
- Middle School and High School
- One shared experience where a simulated financial life runs month by month.
- College and Emerging Adults
- A distinct experience built around interactive financial projections.
Financial wellness can continue beyond the program.
Finvy Smart Budgeting is personal financial wellness technology that organizations and employers can offer to the people they serve. It supports each person's own financial life, day to day.
- A clear view of their own finances
- Debt planning and personal goals
- Bill timing and timely insights
- Ask Finvy and smart recommendations
Finvy recommends. Each person decides and completes any financial transaction. Finvy does not move money.
Explore Smart Budgeting
Give facilitators the structure to support the experience.
Facilitators get their own view of the program, so they can lead the experience and see how their groups are doing.
Access for their organization
Facilitators sign in to a dashboard for their own organization's program.
Classes or groups
Organize participants into classes or groups and view results by group.
Program delivery
Lead the Life Simulator, and Financial Readiness and Financial Labs where they are part of the program.
Group-level results
Simulator results, plus Financial Readiness and Financial Labs results where included.
Program reporting
An Organizational Impact report that can be printed or saved as a PDF.
Facilitators see group results, not individual participants' answers or results.
See what changed.
Organizational Impact Reporting brings Life Simulator programs into view, including Financial Readiness and Financial Labs, so organizations can understand participation and observed change.
Participation
How many participants started, took part and completed each experience.
Baseline and follow-up
Financial Readiness check-in and follow-up results.
Observed change
Change between check-in and follow-up for participants who completed both.
Readiness areas
Results across the five readiness areas.
Confidence
Participants' own view of their financial confidence, reported alongside their results.
Program results
Patterns in simulated decisions and the skills practiced in Financial Labs.
Measure the program, not the person.
Reporting focuses on groups and the program as a whole, and small groups are protected. Observed change describes what was measured, not what caused it.
Organizational Impact Reporting covers Life Simulator programs, including Financial Readiness and Financial Labs.
A program should fit the people it serves.
Every Finvy program starts with a conversation. Finvy works with your team at each step.
Understand the objective
We learn who you serve and what you want to accomplish.
Configure the experience
Finvy sets up the audiences, experiences and access your program needs.
Launch the program
Participants join through your organization, and facilitators sign in to their dashboard.
Understand participation and progress
Review participation and, with Financial Readiness, observed change for your groups.
These steps describe how Finvy works with organizations. Finvy configures each program with you.
Different organizations. Different ways to work together.
Finvy works with organizations in different ways, depending on who they serve and how their program is supported.
- Employer financial wellness
- Offer Smart Budgeting as an employee financial wellness benefit.
- School and district programs
- Bring Life Simulator programs to middle school and high school students.
- College and university programs
- Support students preparing for financial independence.
- Nonprofit and community programs
- Offer Finvy programs to the communities you serve.
- Sponsored financial wellness initiatives
- Organizations and partners can sponsor access to Finvy experiences for a school, program or community.
Sponsorship is a way to fund access, not a separate product. Program pricing depends on your audience and scope.
Financial wellness requires trust.
Finvy is built around a simple idea: people stay in control of their financial lives, and organizations see what they need to understand their program.
Participant control
In Smart Budgeting, people make their own decisions and complete their own transactions. In the Life Simulator, participants choose, change course and start again.
Appropriate organizational visibility
Life Simulator reporting is group-level, built to help organizations understand their program rather than individual participants.
Responsible program insight
Small groups are protected, and reporting describes observed change without claiming what caused it.
Clear program boundaries
Everything in the Life Simulator is simulated, and participants join through their organization without giving a name or email address.
Thoughtful handling of information
We handle financial wellness information responsibly and are glad to talk through privacy questions as you plan a program.
Organizational FAQ
What Finvy solutions can an organization use?
Finvy Smart Budgeting, the Finvy Life Simulator, Financial Readiness, Financial Labs and Organizational Impact Reporting. Smart Budgeting supports people's own financial lives. The Life Simulator, with Financial Readiness, Financial Labs and Organizational Impact Reporting, supports financial learning programs.
Does an organization have to use every Finvy capability?
No. Start with what fits your objective. Smart Budgeting and the Life Simulator can each be offered on their own, and Financial Readiness, Financial Labs and Organizational Impact Reporting are part of Life Simulator programs.
Who can Finvy support?
Employers, schools and districts, colleges and universities, nonprofits, churches, community organizations, and programs supported by sponsors or partners.
Can Finvy support different age groups?
Yes. The Life Simulator serves middle school, high school, and college and emerging adult audiences. Middle and high school students share one experience, and college students and emerging adults use an experience built around interactive financial projections.
How does Finvy work for employers?
Employers can offer Finvy Smart Budgeting as an employee financial wellness benefit. Employees use it for their own finances: Finvy recommends, and each employee decides what to do and completes any financial transaction themselves. Request a demo to talk through how an employer program is set up, including any privacy questions.
What is the difference between the Life Simulator and Financial Labs?
The Life Simulator connects many decisions across a simulated financial life. Financial Labs are eight focused experiences, each built around a specific financial decision or concept.
How does Financial Readiness work?
Where Financial Readiness is part of the program, participants begin with a check-in, use the Life Simulator, and later complete a follow-up. Facilitators see group-level results and observed change, not a verdict on any one person. Observed change does not show that any single experience caused it.
What can facilitators see?
Facilitators sign in to their own dashboard, organize participants into classes or groups, and see group-level results for the Life Simulator, and for Financial Readiness and Financial Labs where they are part of the program. An Organizational Impact report can be printed or saved as a PDF. Facilitators see group results, not individual participants' answers or results.
What can organizations measure?
For Life Simulator programs, organizations see group-level participation, Simulator results, Financial Labs skills and, with Financial Readiness, observed change. Small groups are protected.
Can Finvy be used with an existing financial education program?
Yes. Organizations can use Finvy alongside the financial education they already provide.
How is organizational access provided?
Finvy sets up a program for your organization. Life Simulator participants join through your organization without giving a name or email address, and facilitators sign in to their own dashboard.
Does Finvy offer sponsored programs?
Yes. Organizations and partners can sponsor access to Finvy experiences for the people they serve. Let's talk about what that could look like.
How much does Finvy cost?
Pricing depends on your program, audiences and number of participants. Request a demo and we'll walk through options.
How do we get started?
Request a demo. We'll learn about your objective, recommend the right Finvy experiences, and set up your program.
Build a financial wellness experience that fits your people.
Tell us who you serve, what you want to accomplish, and where financial wellness fits. We will help you explore the Finvy capabilities that align with your program.